Short weekend trip to the South Llano River State Park. It’s a small park just outside of Junction. Short weekend because Continue reading “South Llano River State Park”
Every once in a while, out of the abyss that is created by well-intended friends who think your interests and sense of humor coincide with theirs, comes a jewel. That happened today. Continue reading “A forwarded email worth having”
FHA loans and how to communicate to FHA
Rebuilding New Orleans
Rebuilding New Orleans caused residents often to be challenged with the task of tracing home titles back potentially hundreds of years. With a community rich with history stretching back over two centuries, houses have been passed along through generations of family, sometimes making it quite difficult to establish ownership. Here’s a great letter an attorney wrote to the FHA on behalf of a client (Ed. note: believed to be true):
You have to love this lawyer who apparently had a belly full with FHA loans …….
A New Orleans lawyer sought an FHA loan for a client. He was told the loan would be granted if he could prove satisfactory title to a parcel of property being offered as collateral. The title to the property dated back to 1803, which took the lawyer three months to track down. After sending the information to the FHA, he received the following reply.
(Actual reply from FHA):
“Upon review of your letter adjoining your client’s loan application, we note that the request is supported by an Abstract of Title. While we compliment the able manner in which you have prepared and presented the application, we must point out that you have only cleared title to the proposed collateral property back to 1803. Before final approval can be accorded, it will be necessary to clear the title back to its origin.”
Annoyed, the lawyer responded as follows:
Louisiana Title Examination and FHA loans 101
“Your letter regarding title in Case No.189156 has been received. I note that you wish to have title extended further than the 206 years covered by the present application.
I was unaware that any educated person in this country, particularly those working in the property area, would not know that Louisiana was purchased by the United States from France, in 1803 the year of origin identified in our application. For the edification of uninformed FHA bureaucrats, the title to the land prior to U.S. ownership was obtained from France, which had acquired it by Right of Conquest from Spain. The land came into the possession of Spain by Right of Discovery made in the year 1492 by a sea captain named
Christopher Columbus, who had been granted the privilege of seeking a new route to India by the Spanish monarch, Queen Isabella.
The good Queen Isabella, being a pious woman and almost as careful about titles as the FHA, took the precaution of securing the blessing of the Pope before she sold her jewels to finance Columbus’s expedition…Now the Pope, as I’m sure you may know, is the emissary of Jesus Christ, the Son of God, and God, it is commonly accepted, created this world. Therefore, I believe it is safe to presume that God also made that part of the world called Louisiana. God, therefore, would be the owner of origin and His origins date back to before the beginning of time, the world as we know it, and the FHA. I hope you find God’s original claim to be satisfactory. Now, may we have our loan?”
There are places, times of the year, events, activities, family, friends, and a limitless array of life influences that can put a smile on your face. When all of those converge at a point in time a person knows that all is well with the world for the moment regardless of what else may happen. Continue reading “Falling on leaves”
This is one of them. I’ve never seen a flash mob in real life — and now I really want to. Continue reading “Occasionally something really makes you smile”
I was always (semi) amused when daughter Melissa would ask how something was in the “olden days.” I would tell her “well, I’ve read about that and . . . .” Here is a tidbit that has run around the internet a few times that tells how it was. Continue reading “In the “olden days””
This is just too good. Continue. Continue reading “Reflections from the Seat of an Old Tractor”
As long as you can sneak in between the little cold fronts that start whipping down this way, October in Central Texas is a month during which you can do just about anything outdoors you think you’re big enough to do. Well, maybe not a lot of swimming. Like yard work (yuk!), motorcycling, fishing, running, and today it was perfect for a bike ride on a new route. Continue reading “I do love October”
it’s another Dr. Pepper Warning moment. Continue reading “IT CAN BE HARD KEEPING A STRAIGHT FACE AS A COURT REPORTER”
This piece is shamelessly purloined from one of the dozens of email forwards that I get daily. It’s funny, but not if you fancy yourself a liberal. If so, then don’t read it. My apologies in advance to my liberal friends — you know who you are. This may warrant another
Dr. Pepper warning: Don’t read while drinking a Dr. Pepper at the risk of blowing it out your nose whilst convulsively laughing. Continue reading “Some things are just too funny to ignore: Origin of Sub-Species”